Health Insurance and Requirements

Per State University of New York policy, all international student students must purchase a SUNY International Student Health insurance.

• Students will be automatically enrolled in United HealthCare (UHC) international insurance plan during a time frame after their active class registration takes place each semester. Students will be billed $1,086.00.
• The insurance plan coverage will include benefits for medical evacuation and repatriation.
• Each semester, once the enrollment process is complete, you will receive email notification from United HealthCare StudentResources (UHCSR). The welcome email will come from notifications@uhcsr.com
  The email will contain information needed to register on their website.
• The United HealthCare StudentResources website allows students to print their insurance ID card, access their user guide and coverage certificates, search for a participating medical provider anywhere worldwide, access prescription medication translation guides, follow claims processing status for claims submitted on their behalf by their medical providers as well as other services.

NOTE: SUNY insurance carries an annual deductible provision. This means you pay a one-time fee of $200.00 the first time you use an outside provider. If you are referred to an outside provider by Student Health Services, the deductible is waived. So, be sure to go to Student Health Services first, before going to see another doctor (except in an emergency, of course).  SUNY Insurance does not cover routine optical or dental needs.

A Note for Athletes on College Teams

The SUNY international health insurance plan now covers most injuries that can be sustained during the practice or play of interscholastic sports, meaning one of the official College, NCAA teams, not just the club sports. SUNY UHC plans meets all NCAA requirements. Please contact the International Programs Office if you have further questions.

*Categories of high risk students include those students who have arrived within the past five years from countries where TB is endemic. It is easier to identify countries of low rather than high TB prevalence. Therefore, students should undergo TB screening if they have arrived from countries EXCEPT those on the following list: Canada, Jamaica, Saint Kitts and Nevis, Saint Lucia, USA, Virgin Islands (USA), Belgium, Denmark, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, Malta, Monaco, Netherlands, Norway, San Marino, Sweden, Switzerland, United Kingdom, American Samoa, Australia, or New Zealand. Other categories of high-risk students include those with HIV infection, who inject drugs, who have resided in, volunteered in, or worked in high-risk congregate settings such as prisons, nursing homes, hospitals, residential facilities for patients with AIDS, or homeless shelters; and those who have clinical conditions such as diabetes, chronic renal failure, leukemias or lymphomas, low body weight, gastrectomy and jejunoileal by-pass, chronic malabsorption syndromes, prolonged corticosteroid therapy (e.g., prednisone 15 mg/d for one month) or other immunosuppressive disorders.

**Disclaimer (per SUNY Policy):  “Neither the State of New York, through its agents, nor the State University of New York through its agents and employees, is responsible in any manner whatsoever for the payment of any claim for health-related services provided to individuals covered under this insurance policy.  The State of New York and State University of New York are not responsible for obligations incurred by individuals who are not covered by this insurance policy.  All individuals participating in State University’s health insurance program described herein are responsible for reviewing all descriptions of the scope and level of coverage offered by this policy.  Such participants will be solely responsible for obtaining additional coverage not provided under this program if such is deemed necessary by the participant.”   - SUNY Office of the Vice Chancellor for Research, Graduate Studies, and Professional Programs and Office of the Vice Chancellor for Finance and Business, Memorandum to Presidents, “Guidelines for the Implementation of Health Insurance Coverage for International Exchange, Research, and Study Programs, Vol. 86, No. 9, June 5, 1986.