Summer Financial Aid

Financial aid is available for students enrolled at SUNY Cortland during the summer 2024 semester.

Summer financial aid processing will tentatively begin at the end of April due to Department of Education delays in processing 2024-2025 FAFSA information.

General Eligibility Requirements

• Be matriculated in a degree program at SUNY Cortland.
• Enroll in credits applicable toward your degree program
• Maintain Satisfactory Academic Progress

Steps to Apply for Summer Financial Aid

1. Complete the 2024-2025 FAFSA
2. Enroll in summer courses applicable toward your degree program. Visit the Extended Learning website for more information regarding course registration.
3. Complete the Summer Financial Aid Application
4. Once your summer financial aid is available, you will receive a notification via email. Review your summer financial aid package and complete all unsatisfied requirements (if applicable) on your myRedDragon account.
5. Confirm your attendance on your summer billing statement.

Changes to Enrollment: If your enrollment status changes during the summer session, you must contact the financial aid office as your eligibility may change.

Summer Financial Aid Deadlines

The last day to complete Summer Financial Aid Application: July 22,2024

The last day to accept summer only Federal Direct Loan and complete loan requirements: July 26,2024

Summer Tuition and Fees

Please refer to the Student Accounts Office website for information related to summer tuition/fees, bill and payment procedures.

Summer Disbursement Dates

All summer financial aid is disbursed after July 1^st. Refunds from summer financial aid will begin to occur by the second week of July.

What financial aid is available for summer?

Undergraduate Students:

Federal Pell Grant – Students who qualify for Pell Grant based on the FAFSA Student Aid Index (SAI) will be awarded at a pro-rated amount based on summer enrollment.

Federal Direct Loan – Students may be offered Federal Direct Subsidized and/or Federal Direct Unsubsidized Loan, if eligible. Students must enroll in at least 6 credit hours applicable towards their degree program. Utilizing Federal Direct Loan during the summer term will reduce the amount offered for fall/spring terms. Annual eligibility limits apply to the academic year.

Parent PLUS Loan– Parents of dependent undergraduate students are welcome to apply for a Federal Parent PLUS Loan to assist with the cost associated with summer. Students must be enrolled at least part time (6 or more credits) applicable toward their degree program. If a parent plans to apply for a Parent PLUS Loan for the entire academic year (summer, fall and spring), please communicate with the financial aid office to discuss what amount is needed for each semester. Click here to apply for the Federal PLUS Loan – application is available after May 1, 2024.

Private/Alternative Loan – Students or parents can apply for a private/alternative loan through a bank or lender of their choosing. Maximum loan amount will be based on summer cost of attendance minus other financial aid received.

Once approved, the lender will send the information to SUNY Cortland. For a list of lenders based on historical lending with our students, please look at a helpful tool called ELM Select.

Your financial aid advisor will determine if you have eligibility for Federal TEACH Grant and/or NYS TAP for the summer session.

Graduate Students:

Federal TEACH Grant – Students who qualify for the Federal TEACH Grant will be awarded a pro-rated amount based on summer enrollment. Students must also meet TEACH Grant requirements:

• Have a cumulative GPA of 3.25 or higher.
• Complete the TEACH Grant Agreement to Serve and TEACH Subsequent and Entrance Counseling. (For the 2024-2025 aid year, these requirements cannot be completed until after May 1, 2024.)
• Be enrolled in a major that is designated TEACH Grant eligible.

Utilizing TEACH Grant during the summer term may reduce the amount offered for the fall/spring terms.

Federal Direct Loan – Students may be offered Federal Direct Unsubsidized Loan, if eligible. Students must enroll in at least 6 credit hours applicable towards your degree program. Utilizing Federal Direct Loan during the summer term will reduce the amount offered for fall/spring terms. Annual eligibility limits apply to the academic year.

Graduate PLUS Loan– Students must be enrolled at least part time (6 or more credits) applicable toward their degree program. If the student plans to apply for a Graduate PLUS Loan for the entire academic year (summer, fall and spring), please communicate with the office what amount is needed for each semester. Click here to apply for the Federal Graduate PLUS Loan- application is available after May 1, 2024.

Private/Alternative Loan – Students can apply for a private/alternative loan through a bank or lender of their choosing. Maximum loan amount will be based on summer cost of attendance minus other financial aid received. Once approved, the lender will send the information to SUNY Cortland. For a list of lenders based on historical lending with our students, please look at a helpful tool called ELM Select.