Alternative Loans and Additional Financing Options

In addition to federal student loans, there are alternative loans and financing options to consider. 

SUNY Cortland Monthly Payment Plan

The SUNY Cortland Student Accounts Office offers the option of paying your fall and spring semester bills in 4 equal monthly payments. Learn more about the Monthly Payment Plan

Private Alternative Loans 

Private and alternative lenders can also provide loans to students and parents. SUNY Cortland cannot recommend a particular lender but we encourage you to consider a bank or lending institution that best fits your needs. 

Interest rates and loan fees vary by lender and borrower credit.

Students and parents may borrow up to the yearly cost of attendance minus other financial aid received. We encourage you to only borrow what you need for the academic year. 

Apply directly with the lender of your choice.